discipline. To change the way some of us think and act about money can be a greater miracle than a supernatural supply of money. Why? Because some of us are shoddy disciples and therefore an embarrassment to the church family. If God sent poor stewards $100,000 miraculously, that miracle would not glorify Him in the eyes of their creditors, because those creditors consider them a bad risk. Sadly, some Christians can’t be trusted to pay their bills on time. But God doesn’t tell these bad risks no